NHS pension scheme: can you afford not to be in it?

Opting out of your workplace pension may seem like a quick win if money’s tight – but you’d be putting your long-term financial security at risk

• High living costs are forcing many nursing staff to opt out of their workplace pension
• Advice on why joining the NHS pension scheme – or remaining in it – makes sense
• Resources to help you navigate this complex and daunting subject

What were your financial priorities when you began your nursing career?

Covering your rent or mortgage, or saving for a home deposit were likely to be key concerns, as well as having money for food,