NHS pension scheme: can you afford not to be in it?

What you need to do to give yourself pension peace of mind

Opting out of your workplace pension may seem like a quick win if money’s tight – but you’d be putting your long-term financial security at risk

  • High living costs are forcing many nursing staff to opt out of their workplace pension
  • Advice on why joining the NHS pension scheme – or remaining in it – makes sense
  • Resources to help you navigate this complex and daunting subject

What were your financial priorities when you began your nursing career?

Covering your rent or mortgage, or saving for a home deposit were likely to be key concerns, as well as having money for food,


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